India · South Asia · class H

Health / Medical insurance companies in India

8 licensed health / medical insurers, 11% of the 74 insurance entities supervised by the Insurance Regulatory and Development Authority of India. Medical, health and hospital cash insurers licensed separately from life.

CompanyClassParent / groupOwnershipRegulatorVerification
Aditya Birla HealthHHealth / MedicalAditya BirlaDomestic privateIRDAIVerified
Care HealthHHealth / MedicalReligareDomestic privateIRDAIVerified
Galaxy Health
Licensed 2023
HHealth / MedicalGalaxyDomestic privateIRDAIVerified
ManipalCigna HealthHHealth / MedicalManipal / CignaDomestic privateIRDAIVerified
Narayana Health Insurance
Confirmed on IRDAI list Sep 2026
HHealth / MedicalNarayana HealthDomestic privateIRDAIVerified
Niva Bupa Health
Listed 2024
HHealth / MedicalBupa / True NorthDomestic privateIRDAIVerified
Prudential HCL Health Insurance
New standalone health insurer, on IRDAI list Sep 2026
HHealth / MedicalPrudential plc / HCLDomestic privateIRDAIVerified
Star Health & AlliedHHealth / MedicalWestbridgeDomestic privateIRDAIVerified

About health / medical insurers in India

How many health / medical insurers are licensed in India?

8 of the 74 licensed insurance entities in India are classified as health / medical (11%), according to the IRDAI register as reflected in this directory (verified - full register).

Who regulates health / medical insurers in India?

Insurance Regulatory and Development Authority of India (IRDAI), under Insurance Act 1938; 100% FDI from 2025. Official website: https://irdai.gov.in.

Are the health / medical insurers in India locally or foreign owned?

0 of 8 belong to regional or foreign multinational groups, 0 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/india.json (filter by class = "health-medical"). Licence CC BY 4.0, attribute KAFS North America.