Oceania

AAMI, GIO, Apia, Shannons, Vero brands

Farm insurance

Toyota Insurance

LMI

LMI

Surety

Budget Direct

Medical indemnity

Run-off since 2023

Authorised 2025

Warranty

Workers comp

Authorised Apr 2026

Run-off

Run-off

Largest LMI; ASX-listed

Ex-Commonwealth Insurance

Workers comp

NRMA, CGU, SGIO, SGIC brands; largest general insurer

PI

Authorised under Part VII Insurance Act

Medical indemnity

Run-off

Device insurance

Pet

Group HQ Sydney

LMI

Run-off

Travel

Workers comp NSW councils

Restricted

Open

Open

Open

Open; merging into CBHS Health Fund from 1 Jun 2026

Restricted (Commonwealth Bank group)

Open

Restricted

Restricted

Open; Frank brand

Open

Open

Open

Open

Open

Open

Open; ASX-listed; ahm brand

Open

Open

Restricted

Open; ASX-listed

Open

Open

Restricted; absorbed Emergency Services Health 1 Apr 2026

Restricted

Open

Restricted; absorbed Queensland Teachers' Union Health 1 Jul 2025 and Nurses & Midwives Health

Open

Incl. ex-CommInsure Life

Friendly society

Friendly society

Annuities

Friendly society

Friendly society

Friendly society

Friendly society

Friendly society

Renamed 2025

Friendly society; ASX-listed

Friendly society

Ex-AMP Life

Ex-National Mutual

Friendly society

Largest Australian life insurer

Incl. ex-OnePath Life

Trade credit

Captive

Trade credit

Title

Title

Registered as New India Assurance Company Limited

Registered as BSP Life (Fiji) Limited

Registered as Life Insurance Corporation of India

Registered as Allianz Australia Insurance Limited

Registered as Autosure Insurance Limited

Registered as Berkshire Hathaway Specialty Insurance Company

Registered as FMG Insurance Limited

State, AMI, NZI brands; largest

Registered as Lloyd's of London

Registered as QBE Insurance (Australia) Limited

Registered as Quest Insurance Group Limited

NZX-listed

Registered as Zurich Australian Insurance Limited

Largest health insurer

Ex-Sovereign

Acquired from Suncorp 2025; Registered as Asteron Life Limited

Registered as Chubb Life Insurance New Zealand Limited

Registered as Fidelity Life Assurance Company Limited

Largest NZ life

Ex-AMP Life; Registered as Resolution Life New Zealand Limited

Registered as General Reinsurance Australia Ltd

Registered as Hannover Life Re of Australasia Ltd

Registered as Munich Reinsurance Company

Registered as RGA Reinsurance Company of Australia Limited

Registered as Swiss Re Life & Health Australia Limited

Statutory accident scheme; Accident Compensation Corporation is a Crown entity running the statutory no-fault accident scheme under the Accident Compensation Act 2001; it is not an IPSA licensee and is not on the RBNZ register

Natural hazards; Natural Hazards Commission Toka Tu Ake (formerly EQC) is a Crown entity providing statutory natural hazard cover; it is not an IPSA licensee and is not on the RBNZ register

Registered as Federal Pacific Insurance Ltd

Registered as National Pacific Insurance (NPI)/Tower Samoa

Regional branches; Registered as Tower Insurance (Cook Islands) Limited

Registered as Samoa Life Assurance Corporation (SLAC)

Compulsory motor third party

RBF lists country of incorporation Fiji, country of ownership Samoa; general insurer licence granted Jan 2026 (RBF Press Release No 02, 2026); parent not researched; Ownership type inferred from name; parent not researched

Health insurer licensed as a general insurer; RBF lists country of ownership Papua New Guinea; parent not researched (name suggests BSP Financial Group); Ownership type inferred from name; parent not researched

Formerly Capital Insurance Limited (row 146 "Capital Insurance Fiji"), rebranded and launched as TISA Insurance (Fiji) Limited on 27 May 2026; RBF lists country of ownership Papua New Guinea; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2012-02-27; rating: rating not required; exemptions: S60(2A). Provisionally licensed under s246(1A) (register footnote ***). ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-03-12; rating: A.M. Best A+; S&P A+; exemptions: S38, S59. Japanese insurer operating in NZ (domicile from name); DO is a placeholder. ownership not researched

Register gives no class; class L inferred from the name (Life). Licence effective 2013-08-23; rating: A.M. Best A; exemptions: S38. Overseas (US) insurer by its name; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

Register gives no class; class X inferred from the name (credit and surety (credito y caucion) in its name). Licence effective 2013-06-28; rating: A.M. Best A; exemptions: S38, S59. Spanish S.A. operating in NZ; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-02-27; rating: A.M. Best B++. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-05-08; rating: rating not required. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-05-30; rating: rating not required; exemptions: S60(2A). ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-09-04; rating: rating not required. The register lists it as "(In Liquidation)"; still on the register of licensed insurers. ownership not researched; Registered as CBL Insurance Limited (In Liquidation)

Register gives no class; class X inferred from the name (Captive in its name). Licence effective 2022-10-14; rating: rating not required. ownership not researched

Register gives no class; class X inferred from the name (export-trade (credit) insurance in its name). Licence effective 2021-12-13; rating: A.M. Best A; Fitch AA-; exemptions: S38, S59. French insurer operating in NZ; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2015-10-05; rating: A.M. Best A+; S&P A+; Fitch AA; exemptions: S38, S59. Mutual by its name (groupTypeCode MU); overseas insurer; Ownership type inferred from name; parent not researched

Register gives no class; class X inferred from the name (title insurance in its name). Licence effective 2013-08-26; rating: A.M. Best A; exemptions: S38, S59. Australian company operating in NZ (domicile from name); DO is a placeholder. ownership not researched

Register gives no class; class R inferred from the name (Reinsurance). Licence effective 2013-05-22; rating: rating not required; exemptions: S38, S59, S119. Group from the name it shares with General Reinsurance Australia Ltd (row 195, Berkshire Hathaway); FM follows that row

Register gives no class and the name does not settle it (U). Licence effective 2013-04-02; rating: A.M. Best A+; S&P AA; exemptions: S38, S59. European SE operating in NZ; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

Register gives no class; class G inferred from the name (General in its name). Licence effective 2012-02-29; rating: rating not required; exemptions: S38, S59, S60(2A). Overseas insurer (exemptions S38, S59, S60(2A)); DO is a placeholder. ownership not researched

Register gives no class; class L inferred from the name (Life). Licence effective 2013-05-28; rating: S&P BBB+; exemptions: S38, S59, S119. Overseas insurer (exemptions S38, S59, S119); DO is a placeholder. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2021-03-31; rating: A.M. Best A+; S&P AA; exemptions: S38, S59. European SE operating in NZ; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-04-18; rating: S&P A; Fitch A; exemptions: S38, S59. Australian company operating in NZ (domicile from name); DO is a placeholder. ownership not researched

Register gives no class; class G inferred from the name (General in its name). Licence effective 2013-07-15; rating: rating not required. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-05-27; rating: S&P A. One of two MAS licensees (see removal of row 155); group from the Medical ... Society name it shares with row 155, whose group is MAS / MU

Register gives no class; class L inferred from the name (Life). Licence effective 2013-05-27; rating: S&P A. One of two MAS licensees (see removal of row 155); group from the Medical ... Society name it shares with row 155, whose group is MAS / MU

Register gives no class; class X inferred from the name (Captive in its name). Licence effective 2013-06-25; rating: rating not required. Captive of the company its name carries

Register gives no class and the name does not settle it (U). Licence effective 2013-03-25; rating: A.M. Best A+; S&P A+; exemptions: S38, S59. Japanese insurer operating in NZ (domicile from name); DO is a placeholder. ownership not researched

Register gives no class; class R inferred from the name (Reinsurance). Licence effective 2013-04-02; rating: rating not required; exemptions: S38, S59, S119. Group from its name; FM follows row 197 (Munich Re)

Register gives no class; class G inferred from the name (medical indemnity (liability) in its name). Licence effective 2013-06-28; rating: A.M. Best B+. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2018-10-09; rating: S&P A; exemptions: S38, S59. Overseas insurer (exemptions S38, S59); DO is a placeholder. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-09-04; rating: A.M. Best B++; exemptions: S38, S59. Australian company operating in NZ (domicile from name); DO is a placeholder. ownership not researched

Register gives no class; class H inferred from the name (Health). Licence effective 2013-05-07; rating: A.M. Best A-. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2025-07-14; rating: A.M. Best B+. Mutual by its name (groupTypeCode MU); licensed 14 Jul 2025; Ownership type inferred from name; parent not researched

Register gives no class; class X inferred from the name (lenders' mortgage insurance in its name). Licence effective 2013-03-01; rating: S&P A+; exemptions: S38, S59. Group from its name; FM follows row 172 (QBE)

Register gives no class; class L inferred from the name (Life). Licence effective 2013-09-05; rating: Fitch AA-; exemptions: S38, S59, S119. Group from its name; FM follows row 192 (Resolution Life)

Register gives no class; class R inferred from the name (Reinsurance). Licence effective 2023-03-23; rating: rating not required. Licensed 23 Mar 2023. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2019-01-16; rating: rating not required; exemptions: S38. European SE operating in NZ; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-07-31; rating: rating not required. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-02-19; rating: S&P A. Group from its name; groupTypeCode follows row 179 (Southern Cross, MU)

Register gives no class; class G inferred from the name (pet (non-life) insurance in its name). Licence effective 2020-01-30; rating: S&P A. Group from its name; groupTypeCode follows row 179 (Southern Cross, MU)

Register gives no class and the name does not settle it (U). Licence effective 2017-11-21; rating: rating not required. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-05-29; rating: rating not required. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2016-01-14; rating: S&P A; exemptions: S38, S59. Group from its name; FM follows the Hollard rows 159/168 (removed as brands). Australian company operating in NZ

Register gives no class and the name does not settle it (U). Licence effective 2013-02-26; rating: A.M. Best B++; exemptions: S38, S59. Indian insurer operating in NZ (domicile from name); DO is a placeholder (reported state-owned; not researched). ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2025-09-09; rating: rating not required. Licensed 9 Sep 2025. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-03-11; rating: A.M. Best A++; S&P A+; Fitch AA-; exemptions: S38, S59. Japanese insurer operating in NZ; DO is a placeholder

Register gives no class; class H inferred from the name (medical benefits (health) in its name). Licence effective 2013-05-23; rating: A.M. Best A. Society by its name (groupTypeCode MU). Reported to trade as Accuro (formerly UniMed), rows 177 and 180; not established here; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-07-22; rating: rating not required. ownership not researched

Register gives no class; class G inferred from the name (liability insurance in its name). Licence effective 2013-05-07; rating: S&P AA-. Shares the Vero name with row 175 (Suncorp Group), but the register names no parent. ownership not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-07-15; rating: A.M. Best B. Incorporated society by its name (groupTypeCode MU); Registered as Veterinary Professional Insurance Society Incorporated; Ownership type inferred from name; parent not researched

Register gives no class and the name does not settle it (U). Licence effective 2013-06-27; rating: A.M. Best A+; exemptions: S38, S59. US company operating in NZ; FM from domicile. ownership not researched; Ownership type inferred from name; parent not researched

On the Bank of PNG life insurance list at 17 Jul 2025 and absent from the same list at 18 Jul 2024, so licensed between those dates. Ownership not researched; the register names no parent.

Samoa licence LI1001. Register gives the address as the LDS Church, Pesega, Apia; ownership not researched.; Registered as Deseret Mutual Benefit; Ownership type inferred from name; parent not researched

Samoa licence GI2003. Ownership not researched.; Registered as Apia Insurance Co Ltd

Samoa licence GI2005. Ownership not researched.

Samoa licence GI2006. Ownership not researched.

Cook Islands approved external insurer. New Zealand life insurer; ownership not researched.; Registered as AIA New Zealand Limited; Ownership type inferred from name; parent not researched

Cook Islands approved external insurer. New Zealand general insurer; ownership not researched.; Registered as Chubb Insurance New Zealand Limited; Ownership type inferred from name; parent not researched

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Agaricus Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as AIB Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Ararat Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Argosy Cover Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Contact Energy Risk Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Cook Islands Captive Insurance Company

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as EastPack Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Feniks Indemnity RE Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Gourmet Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as JPG Captive Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Juniper Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Kubera Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Meitaki Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as MPAC Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Napier Port IC Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Ovation Risk Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Pacific Catastrophe Risk Insurance Company

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Providene Australia Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as P.F.I. Cover Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Prudencia (Asia-Pacific) Insurance Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Red Stag Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Seeka Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Southern Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Summerset Risk Management Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as TePuna Hihiko Risk Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as Vaka Insurance Limited

Licensed captive insurer under the Cook Islands Captive Insurance Act 2013. Ownership not researched.; Registered as WM Risk Management Limited

RBV local insurance company. Class shown as general: the RBV register has no life category. Ownership not researched.; Registered as Vancare Insurance Ltd

RBV local insurance company. Class shown as general: the RBV register has no life category. Ownership not researched.

RBV local insurance company. Class shown as general: the RBV register has no life category. Ownership not researched.

RBV local insurance company. Class shown as general: the RBV register has no life category. Ownership not researched.; Registered as Capital Insurance Ltd

RBV's only listed reinsurer. Ownership not researched.; Registered as EverBest Re Corporation Ltd

RBV international (offshore) insurance licence; the register gives no line of business, so class is U. Ownership not researched.; Registered as Exsular Insurance Corporation Ltd

RBV international (offshore) insurance licence; the register gives no line of business, so class is U. Ownership not researched.; Registered as TGM Insurance Ltd

RBV international (offshore) insurance licence; the register gives no line of business, so class is U. Ownership not researched.; Registered as CBI Insurance Ltd

RBV's only listed external insurance company. Ownership not researched.; Registered as Society of Lloyd's Underwriters; Ownership type inferred from name; parent not researched

RBV licensed captive insurance company. Ownership not researched.; Registered as Biltmore Life Insurance Company Limited

RBV licensed captive insurance company. Ownership not researched.; Registered as Caledonian Insurance Co., Limited