Middle East & Gulf · AE · AED
United Arab Emirates
الإمارات
68 licensed entities supervised by the Central Bank of the UAE (Insurance) / DFSA / ADGM FSRA.
- Listed insurers
- 68
- Insurance classes
- 8
- Groups present
- 14
Reinsurance tax on foreign reinsurers
Latest available research by tax type. Treaty relief and transaction conditions can change the result.
- United Arab Emirates: 5% non-life VAT — Older evidence · reviewed 2026-10-06
A sense of place
Beyond the numbers.
Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.
Local names, languages & illustration notes
Selected local names and languages, with links to the references behind this artistic composition.
United Arab Emirates
- Arabic
- الإمارات
Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
Verification log
Partially verified - CBUAE onshore register of July 2025 (2026 editions no longer online); DIFC/ADGM rows not reconciled · CBUAE "CB Register July of 2025 - Insurance companies and related professions", section "Insurance companies" (national, foreign and takaful), PDF created 4 Aug 2025, retrieved 23 Sep 2026: 58 insurance companies
Reconciled against the CBUAE register of licensed insurance companies of July 2025 (58 national, foreign and takaful insurers; the 2026 editions have been taken off the CBUAE server): 28 rows matched, 30 licensees added, Al Khazna removed, two placeholders and one holding company removed, and two takaful rows recorded as renamed (Arabian Scandinavian to Sukoon Takaful, Orient UNB Takaful to Orient Takaful). The nine DIFC and possible free-zone rows (DFSA/FSRA) and Etihad Credit Insurance are not covered by the CBUAE register and were left unchanged.
Licensed insurers in United Arab Emirates
Scroll horizontally to compare columns.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| Abu Dhabi National Insurance Co (ADNIC)State-owned Registered as Abu Dhabi National Insurance Company | CComposite | Mamoura (ADQ) | State-owned / parastatal | CBUAE | Partial | — |
| Alliance Insurance | CComposite | Alliance | Domestic private | CBUAE | Partial | — |
| AXA Gulf -> GIG GulfBoursa Kuwait: GIG AXA sold 2021; Registered as Gulf Insurance Group (Gulf) B.S.C Closed | CComposite | Gulf Insurance Group / FairfaxIAIG | Foreign multinational | CBUAE | Partial | — |
| Dubai Insurance Registered as Dubai Insurance Company (PSC) | CComposite | Dubai Insurance | Domestic private | CBUAE | Partial | — |
| National General Insurance (NGI) Registered as National General Insurance CO | CComposite | Emirates NBD group | Domestic private | CBUAE | Partial | — |
| Orient Insurance Largest UAE insurer | CComposite | Al-Futtaim | Domestic private | CBUAE | Partial | — |
| Sukoon Insurance (ex-Oman Insurance) Registered as Sukoon Insurance PJSC | CComposite | Mashreq | Domestic private | CBUAE | Partial | — |
| Union Insurance | CComposite | Union | Domestic private | CBUAE | Partial | — |
| AIG MEA (DIFC)NYSE: AIG | GGeneral (Non-life) | AIGIAIG | Foreign multinational | CBUAE | Partial | — |
| Al Ain Ahlia Insurance | GGeneral (Non-life) | Al Ain Ahlia | Domestic private | CBUAE | Partial | — |
| Al Buhaira National Registered as Al Buharia National Insurance Co | GGeneral (Non-life) | Al Buhaira | Domestic private | CBUAE | Partial | — |
| Al Dhafra Insurance | GGeneral (Non-life) | Al Dhafra | Domestic private | CBUAE | Partial | — |
| Al Sagr NationalDFM: ASNIC Registered as Al Sagr National Insurance Co. (PSC) | GGeneral (Non-life) | Al Sagr | Domestic private | CBUAE | Partial | — |
| Al Wathba National Insurance | GGeneral (Non-life) | Al Wathba | Domestic private | CBUAE | Partial | — |
| Emirates Insurance Registered as Emirates Insurance Company (PSC) | GGeneral (Non-life) | Emirates Insurance | Domestic private | CBUAE | Partial | — |
| Fidelity United Insurance Registered as United Fidelity Insurance Company | GGeneral (Non-life) | Fidelity United | Domestic private | CBUAE | Partial | — |
| Insurance House | GGeneral (Non-life) | FAB-linked | Domestic private | CBUAE | Partial | — |
| Liva Insurance (ex-RSA Middle East / NLGIC) Registered as LIVA Insurance B.S.C. (c) | GGeneral (Non-life) | Liva Group (Oman) | Foreign multinational | CBUAE | Partial | — |
| Lloyd's Dubai | GGeneral (Non-life) | Lloyd's | Regional / multilateral | CBUAE | Partial | 97 Confidence: Low |
| Ras Al Khaimah National (RAK Insurance) Registered as Ras Al Khaimah National Insurance Company P.S.C | GGeneral (Non-life) | RAK | Domestic private | CBUAE | Partial | — |
| Sharjah Insurance Registered as Sharjah Insurance Company (P.S.C) | GGeneral (Non-life) | Sharjah | Domestic private | CBUAE | Partial | — |
| Bupa Global (DIFC) | HHealth / Medical | BupaIAIG | Foreign multinational | CBUAE | Partial | 97 Confidence: Low |
| Cigna Middle EastNYSE: CI Registered as Cigna Insurance Middle East S.A.L | HHealth / Medical | Cigna | Foreign multinational | CBUAE | Partial | — |
| Daman (National Health Insurance Co)State-owned Largest health; Registered as The National Company (Daman) PJSC | HHealth / Medical | ADQ / PureHealth | State-owned / parastatal | CBUAE | Partial | — |
| Allianz Middle EastFWB: ALV Verify | LLife | AllianzIAIG | Foreign multinational | CBUAE | Partial | 97 Confidence: Low |
| MetLife Gulf (UAE)NYSE: MET Registered as American Life Insurance Company | LLife | MetLifeIAIG | Foreign multinational | CBUAE | Partial | 48 Confidence: Low |
| Zurich International Life (UAE)SIX: ZURN Registered as Zurich International Life Limited | LLife | ZurichIAIG | Foreign multinational | CBUAE | Partial | 99 Confidence: Medium |
| Emirates Retakaful | RReinsurer | Emirates Retakaful | Domestic private | CBUAE | Partial | — |
| Hannover Re Bahrain/DIFCFWB: TLX | RReinsurer | TalanxIAIG | Foreign multinational | CBUAE | Partial | — |
| Munich Re DIFCFWB: MUV2 | RReinsurer | Munich ReIAIG | Foreign multinational | CBUAE | Partial | 65 Confidence: Low |
| SCOR DIFCEuronext Paris: SCR | RReinsurer | SCORIAIG | Foreign multinational | CBUAE | Partial | — |
| Swiss Re DIFCSIX: SREN | RReinsurer | Swiss ReIAIG | Foreign multinational | CBUAE | Partial | 66 Confidence: Low |
| Abu Dhabi National Takaful Registered as Abu Dhabi National Takaful Company - P S C - Takaful. | TTakaful / Islamic | ADNT | Domestic private | CBUAE | Partial | — |
| Dubai Islamic Insurance & Reinsurance (Aman) Registered as Dubai Islamic Insurance & Reinsurance Co. (Aman) P.S.C | TTakaful / Islamic | Aman | Domestic private | CBUAE | Partial | — |
| Methaq Takaful | TTakaful / Islamic | Methaq | Domestic private | CBUAE | Partial | — |
| Noor Takaful -> Dar Al Takaful (Watania)ADX: WATANIA Registered as Watania Takaful General PJSC | TTakaful / Islamic | Watania | Domestic private | CBUAE | Partial | — |
| Salama (Islamic Arab Insurance)Tadawul: 8050 Registered as ISLAMIC ARAB INSURANCE COMPANY 'SALAMA' | TTakaful / Islamic | Salama | Domestic private | CBUAE | Partial | — |
| Etihad Credit InsuranceState-owned Export credit; Etihad Credit Insurance, the federal export credit company founded in 2018 and owned by the federal and emirate governments (its own site, via web search), is not on the CBUAE register of July 2025. The register's Export Credit Insurance Company of the Emirates (reg. 087) was first registered on 1 Jun 2009, before ECI existed, so it is treated as a separate company and added; a reviewer should confirm that the two are not the same legal entity. | XSpecialty / Credit / Captive | UAE Government | State-owned / parastatal | CBUAE | Partial | — |
| Chubb Tempest Life Reinsurance Ltd Foreign branch (Sharjah); head office United Kingdom per the CBUAE Feb 2022 entity list; class from the name (life reinsurance); ownership not researched; Ownership type inferred from name; parent not researched | RReinsurer | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Adamjee Insurance Company Limited Foreign branch (Dubai); head office Pakistan per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Yas Takaful Takaful licensee; reg. no. 084 was Al Hilal Takafu[l] P.S.C on the CBUAE Feb 2022 entity list; ownership not researched | TTakaful / Islamic | Parent not named in register | Domestic private | CBUAE | Partial | — |
| Al Ittihad Al Watani - General Insurance Company for the Near East Foreign branch (Dubai); head office Lebanon per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Sukoon Takaful PJSC Takaful licensee, reg. no. 006, listed as Arabian Scandinavian Insurance on the Feb 2022 and July 2024 CBUAE registers and as Sukoon Takaful PJSC from January 2025; ownership not researched | TTakaful / Islamic | Parent not named in register | Domestic private | CBUAE | Partial | — |
| Qatar General Insurance & Reinsurance Co. S.A.Q. Foreign branch (Dubai); head office Qatar per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| National Life and General Insurance Company SAOG Foreign branch (Dubai); head office Oman per the CBUAE Feb 2022 entity list; class C from the name (life and general); ownership not researched; Ownership type inferred from name; parent not researched | CComposite | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| American Home Insurance Company (Dubai Branch) Foreign branch (Dubai); head office United States per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Registered as American Home Insurance Company (Dubai Br.); Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Takaful Emarat - Insurance PSC Takaful licensee; ownership not researched | TTakaful / Islamic | Parent not named in register | Domestic private | CBUAE | Partial | — |
| General Insurance Corporation of India Foreign branch (Dubai); head office India per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Dubai National Insurance & Reinsurance P.S.C. National licensee; register gives no class; ownership not researched | UNot stated in register | Parent not named in register | Domestic private | CBUAE | Partial | — |
| The Oriental Insurance Company Limited Foreign branch (Dubai); head office India per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| The New India Assurance Company Limited Foreign branch (Dubai); head office India per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Zurich Life Insurance Company Limited Foreign branch (Dubai); head office Switzerland per the CBUAE Feb 2022 entity list; class from the name; a separate licensee from Zurich International Life Limited (reg. 063, row 1535); ownership not researched; Ownership type inferred from name; parent not researched | LLife | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| State Life Insurance Corporation of Pakistan Foreign branch (Dubai); head office Pakistan per the CBUAE Feb 2022 entity list; class from the name; ownership not researched; Ownership type inferred from name; parent not researched | LLife | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Export Credit Insurance Company of the Emirates National licensee (Dubai), first registered 1 Jun 2009 per the CBUAE Feb 2022 entity list; class X from the name (export credit); not matched to row 1549 Etihad Credit Insurance, which was founded in 2018; ownership not researched | XSpecialty / Credit / Captive | Parent not named in register | Domestic private | CBUAE | Partial | — |
| Jordan Insurance Co. Ltd Foreign branch (Abu Dhabi); head office Jordan per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Saudi Arabian Insurance Company B.S.C. (c) GCC company branch (Dubai); head office Bahrain per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Arabia Insurance Company S.A.L. Foreign branch (Abu Dhabi); head office Lebanon per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Registered as Arabia Insurance Company sal; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Life Insurance Corporation (International) B.S.C. (c) Foreign licensee (Dubai), recorded as a GCC company branch in the CBUAE Feb 2022 entity list; class from the name; the name suggests Life Insurance Corporation of India, not confirmed from the register; ownership not researched; Ownership type inferred from name; parent not researched | LLife | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Al Fujairah National Insurance Company PSC National licensee; register gives no class; ownership not researched | UNot stated in register | Parent not named in register | Domestic private | CBUAE | Partial | — |
| The Mediterranean & Gulf Insurance & Reinsurance Company B.S.C. (c) - Medgulf Foreign branch (Dubai); head office Bahrain per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Registered as The Mediterranean & Gulf Insurance & Reinsurance Company BSC (c) - Medgulf; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Orient Takaful PJSC Takaful licensee, reg. no. 092, listed as Orient UNB Takaful (PJSC) on the CBUAE Feb 2022 entity list and as Orient Takaful (PJSC) from July 2024; ownership not researched | TTakaful / Islamic | Parent not named in register | Domestic private | CBUAE | Partial | — |
| Hayah Insurance Company National licensee; register gives no class; ownership not researched | UNot stated in register | Parent not named in register | Domestic private | CBUAE | Partial | — |
| Iran Insurance Company Foreign branch (Dubai); head office Iran per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Qatar Insurance Co. Foreign branch (Dubai); head office Qatar per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Watania Takaful Family Takaful licensee, reg. no. 078, listed as Noor Takaful Family PJSC on the CBUAE Feb 2022 entity list and as Watania Takaful Family from July 2024; ownership not researched | TTakaful / Islamic | Parent not named in register | Domestic private | CBUAE | Partial | — |
| Tokio Marine & Nichido Fire Insurance Co. Ltd Foreign branch (Dubai); head office Japan per the CBUAE Feb 2022 entity list; class G from the name (fire insurance); ownership not researched; Ownership type inferred from name; parent not researched | GGeneral (Non-life) | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Friends Provident International Limited Foreign branch (Dubai); head office United Kingdom per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
| Mitsui Sumitomo Insurance Co. Ltd Foreign branch (Dubai); head office Japan per the CBUAE Feb 2022 entity list; register gives no class; ownership not researched; Ownership type inferred from name; parent not researched | UNot stated in register | Parent not named in register | Foreign multinational | CBUAE | Partial | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
Former and deregistered companies
Names once listed in United Arab Emirates and no longer in use. A company that was renamed, merged or acquired is counted under the name it has today; the names below are counted in no total on this page.
| Former name | What happened | Listed today as |
|---|---|---|
| Al Khazna Insurance | No longer on the register | Not recorded |
| Arab Orient Insurance (Jordan?) - see Jordan | No longer on the register | Not recorded |
| Arabian Scandinavian Insurance (Takaful) | Renamed | Sukoon Takaful PJSC |
| Chubb Arabia? (Saudi) - UAE branch | No longer on the register | Not recorded |
| Orient UNB Takaful | Renamed | Orient Takaful PJSC |
| Watania International Holding (Dar Al Takaful + Watania) | No longer on the register | Not recorded |
Middle East & Gulf
