India · South Asia · class G

General (non-life) insurance companies in India

27 licensed general (non-life) insurers, 36% of the 74 insurance entities supervised by the Insurance Regulatory and Development Authority of India. Short-term property, casualty, motor, marine and other non-life covers.

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CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Acko GeneralGGeneral (Non-life)AckoDomestic privateIRDAIVerified53 Confidence: Low
Agriculture Insurance Co of IndiaState-ownedGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified—
Bajaj Allianz General (Bajaj General)NSE: BAJAJFINSV
Allianz exit 2025
GGeneral (Non-life)Bajaj FinservDomestic privateIRDAIVerified94 Confidence: Low
Cholamandalam MS GeneralGGeneral (Non-life)Murugappa / MS&ADDomestic privateIRDAIVerified—
Generali Central Insurance (ex-Future Generali India)Borsa Italiana: GGGeneral (Non-life)GeneraliIAIGForeign multinationalIRDAIVerified95 Confidence: Low
Go Digit GeneralTSX: FFH
Listed 2024
GGeneral (Non-life)FairfaxIAIGDomestic privateIRDAIVerified98 Confidence: Low
HDFC ERGO GeneralGGeneral (Non-life)HDFC Bank / Munich ReDomestic privateIRDAIVerified96 Confidence: Low
ICICI LombardGGeneral (Non-life)ICICI BankDomestic privateIRDAIVerified—
IFFCO-Tokio GeneralGGeneral (Non-life)IFFCO / Tokio MarineDomestic privateIRDAIVerified—
IndusInd General (ex-Reliance General)GGeneral (Non-life)IIHLDomestic privateIRDAIVerified—
Kiwi General Insurance
New general insurer, on IRDAI list Sep 2026
GGeneral (Non-life)KiwiDomestic privateIRDAIVerified92 Confidence: Medium
Kshema General
Agri; licensed 2023
GGeneral (Non-life)KshemaDomestic privateIRDAIVerified51 Confidence: Low
Liberty GeneralGGeneral (Non-life)Liberty Mutual / EnamDomestic privateIRDAIVerified—
Magma General (ex-Magma HDI)GGeneral (Non-life)Adar Poonawalla / MagmaDomestic privateIRDAIVerified51 Confidence: Low
National Insurance CoState-ownedGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified97 Confidence: Low
Navi GeneralGGeneral (Non-life)NaviDomestic privateIRDAIVerified51 Confidence: Low
New India AssuranceState-ownedNSE: NIACLGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified—
Oriental InsuranceState-ownedGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified—
Raheja QBE GeneralGGeneral (Non-life)Rajan Raheja / QBEDomestic privateIRDAIVerified—
Royal Sundaram GeneralGGeneral (Non-life)Sundaram FinanceDomestic privateIRDAIVerified—
SBI GeneralGGeneral (Non-life)SBIDomestic privateIRDAIVerified—
Shriram GeneralGGeneral (Non-life)Shriram / SanlamDomestic privateIRDAIVerified—
Tata AIG GeneralGGeneral (Non-life)Tata / AIGDomestic privateIRDAIVerified—
United India InsuranceState-ownedGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified—
Universal Sompo GeneralGGeneral (Non-life)Indian Bank / SompoDomestic privateIRDAIVerified—
Zuno General (ex-Edelweiss General)NSE: EDELWEISSGGeneral (Non-life)EdelweissDomestic privateIRDAIVerified76 Confidence: Low
Zurich Kotak GeneralGGeneral (Non-life)Zurich (70%)IAIGForeign multinationalIRDAIVerified90 Confidence: Low

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

About general (non-life) insurers in India

How many general (non-life) insurers are licensed in India?

27 of the 74 licensed insurance entities this directory lists in India are classified as general (non-life) (36%). Verified against the regulator register.

Who regulates general (non-life) insurers in India?

Insurance Regulatory and Development Authority of India (IRDAI). Regime: Insurance Act 1938; 100% FDI from 2025. Official website: https://irdai.gov.in.

Who owns the general (non-life) insurers in India?

Of the 27 licensed general (non-life) insurers in India, 20 are domestic private companies, 5 are state-owned or parastatal (Government of India), and 2 are subsidiaries of foreign multinational groups (Generali, Zurich (70%)), as recorded in the register.

Data: /api/v1/countries/india.json (filter by class = "general-non-life"). Licence CC BY 4.0, attribute KAFS North America.