Licensed list · Asia-Pacific · Oceania · FM
Licensed insurance companies in Micronesia (2026)
VerifiedVerified against the FSMIB register, checked 4 Sept 2026.
The 32 insurance companies licensed in Micronesia in 2026, as recorded by the FSM Insurance Board (FSMIB), with the class of business and ownership each one is registered under.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
Licensed insurers in Micronesia
Showing 25 of 32 entities. The full, filterable table is on the country page; every row is in the JSON below.
Regulatory intelligence: Micronesia
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- FSM Insurance Board FSMIB
- Regime
- Insurance Act of 2006 (Title 37 FSM Code, as amended) for domestic, registered foreign and captive insurers; FSM Insurance Board supervision
- Register source
- FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26; FSM Insurance Board, "2025 Annual Report", Exhibit 10 "Licensed & Active Captive Insurance Companies", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26. The report gives 8 registered foreign insurers and 1 licensed domestic insurer at 31 Dec 2025 (9 named in Exhibit 3), plus 23 licensed and active captives (Exhibit 10). Count: 32.
- Verification
- Verified against the regulator register · FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26; FSM Insurance Board, "2025 Annual Report", Exhibit 10 "Licensed & Active Captive Insurance Companies", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26. The report gives 8 registered foreign insurers and 1 licensed domestic insurer at 31 Dec 2025 (9 named in Exhibit 3), plus 23 licensed and active captives (Exhibit 10). Count: 32.
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Insurance Act of 2006 (Title 37 FSM Code, as amended) · Institutional and insurance framework
Licensing of domestic insurers, registration of foreign insurers and licensing of captives.
Verification log
Rows are exactly Exhibit 3 (9 conventional insurers) and Exhibit 10 (23 captives) of the FSMIB 2025 Annual Report. Excluded: the six licensed agents and two licensed brokers, including "Oceania Insurance Company" (Chuuk), which the register lists as a broker despite its name; the captive managers in the FSMIB directory; and the two government-owned health insurers, FSM MiCare and Chuuk State Health Plan, which by law sit outside FSMIB supervision (the caller may wish to add them as state-owned H rows). The lead's state-level insurance commissioners do not regulate insurers; the national FSMIB does. Classes follow each insurer's authorised lines in Exhibit 4.
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://asia-pacific.insurers.global/api/v1/countries/micronesia.json
curl -s https://asia-pacific.insurers.global/api/v1/countries/micronesia/insurers/pages/1.json- MCP: connect
https://asia-pacific.insurers.global/mcpand callget_country_summarywith{ "country": "micronesia" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+97f331e66662; every response carriesversion,verifiedandlicence.