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FSMIB register: licensed insurers in Micronesia

VerifiedVerified against the FSMIB register, checked 4 Sept 2026.

The FSMIB register for Micronesia as the directory holds it: 32 licensed insurers with the identifiers the register carries, ready to export as JSON.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational30 94%
  • Domestic private1 3%
  • Mutual / cooperative1 3%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

FSMIB register rows

All 32 entities.

InsurerClassRegister idLEIRegisteredWebsiteVerification
Liberty Mutual Insurance CompanyXSpecialty / Credit / Captive————Verified
Century Insurance Company, LtdGGeneral (Non-life)————Verified
DB Insurance Company, Ltd. (Guam)GGeneral (Non-life)————Verified
First Net Insurance CompanyGGeneral (Non-life)————Verified
au Reinsurance CorporationKCaptive / Risk retention group————Verified
Eastern Pacific Insurance, Ltd.KCaptive / Risk retention group————Verified
Grand Cru Insurance Company LimitedKCaptive / Risk retention group————Verified
Green Sun Insurance, Inc.KCaptive / Risk retention group————Verified
Hanwa Reinsurance CorporationKCaptive / Risk retention group————Verified
HS Insurance Co., Ltd.KCaptive / Risk retention group————Verified
Individual Assurance Company (FSM), Inc.LLife————Verified
Island Reinsurance CorporationKCaptive / Risk retention group————Verified
IX Micronesia Reinsurance CorporationKCaptive / Risk retention group————Verified
Ks Insurance Inc.KCaptive / Risk retention group————Verified
Marble Reinsurance CorporationKCaptive / Risk retention group————Verified
MIMOSA Insurance Company LimitedKCaptive / Risk retention group————Verified
MP Insurance CorporationKCaptive / Risk retention group————Verified
NetCare Life and Health Insurance CompanyLLife————Verified
Nitto Reinsurance Micronesia Co., Ltd.KCaptive / Risk retention group————Verified
NorthStandard LimitedXSpecialty / Credit / Captive————Verified
NRI Reinsurance Micronesia Ltd.KCaptive / Risk retention group————Verified
Pacific Indemnity Insurance CompanyGGeneral (Non-life)————Verified
Permcore Insurance Co., Ltd.KCaptive / Risk retention group————Verified
Plateau Insurance CompanyLLife————Verified
Rainbowseeker Insurance, Inc.KCaptive / Risk retention group————Verified
SKK Insurance Company LimitedKCaptive / Risk retention group————Verified
Sojitz Reinsurance Company LimitedKCaptive / Risk retention group————Verified
Sumida Insurance CompanyKCaptive / Risk retention group————Verified
Thanks Insurance CorporationKCaptive / Risk retention group————Verified
Toyota Tsusho Reinsurance Micronesia CorporationKCaptive / Risk retention group————Verified
TriFork Reinsurance CorporationKCaptive / Risk retention group————Verified
U-Reinsurance Management Co., Ltd.KCaptive / Risk retention group————Verified

Full table for Micronesia ↗

Regulatory intelligence: Micronesia

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor
FSM Insurance Board FSMIB
Regime
Insurance Act of 2006 (Title 37 FSM Code, as amended) for domestic, registered foreign and captive insurers; FSM Insurance Board supervision
Register source
FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26; FSM Insurance Board, "2025 Annual Report", Exhibit 10 "Licensed & Active Captive Insurance Companies", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26. The report gives 8 registered foreign insurers and 1 licensed domestic insurer at 31 Dec 2025 (9 named in Exhibit 3), plus 23 licensed and active captives (Exhibit 10). Count: 32.
Verification
Verified against the regulator register · FSM Insurance Board, "2025 Annual Report", Exhibit 3 "Conventional Insurance Participants" and Exhibit 4 "Authorized Lines of Business", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26; FSM Insurance Board, "2025 Annual Report", Exhibit 10 "Licensed & Active Captive Insurance Companies", https://www.fsminsuranceboard.com/docs/reports/annual_report-2025.pdf, retrieved 2026-09-26. The report gives 8 registered foreign insurers and 1 licensed domestic insurer at 31 Dec 2025 (9 named in Exhibit 3), plus 23 licensed and active captives (Exhibit 10). Count: 32.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act of 2006 (Title 37 FSM Code, as amended) · Institutional and insurance framework

    Licensing of domestic insurers, registration of foreign insurers and licensing of captives.

Verification log

Rows are exactly Exhibit 3 (9 conventional insurers) and Exhibit 10 (23 captives) of the FSMIB 2025 Annual Report. Excluded: the six licensed agents and two licensed brokers, including "Oceania Insurance Company" (Chuuk), which the register lists as a broker despite its name; the captive managers in the FSMIB directory; and the two government-owned health insurers, FSM MiCare and Chuuk State Health Plan, which by law sit outside FSMIB supervision (the caller may wish to add them as state-owned H rows). The lead's state-level insurance commissioners do not regulate insurers; the national FSMIB does. Classes follow each insurer's authorised lines in Exhibit 4.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://asia-pacific.insurers.global/api/v1/countries/micronesia.json
curl -s https://asia-pacific.insurers.global/api/v1/countries/micronesia/insurers/pages/1.json